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Draft — Testing Phase Only

Important Information About Procedures for Opening a New Account

Draft version 0.1  ·  Last updated July 30, 2026

This product is currently in testing phase. These agreements are subject to change prior to full public launch.

Notice

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account with Vitez Bank (a product of Vermilion Vitez LLC, "Vitez Bank," "we," "us," "our"), in partnership with Column, N.A., Member FDIC, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

For business, trust, and other entity accounts, we will ask for identifying information and documentation for the entity itself (such as formation documents, tax identification number, and beneficial ownership information), as well as for the individuals who own or control the entity.

This notice applies to every Vitez Bank account — individual, business, and trust.