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| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and date of birth; account balances and transaction history; identity verification data (from Plaid Identity Verification). |
| How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Vitez Bank chooses to share; and whether you can limit this sharing. |
| Reason |
Does Vitez Bank share? |
Can you limit this sharing? |
| For our everyday business purposes — such as to process transactions, maintain your account(s), respond to court orders, or report to credit bureaus |
Yes |
No |
| For our marketing purposes — to offer our products and services to you |
No |
N/A |
| For joint marketing with other financial companies |
No |
N/A |
| For our affiliates' everyday business purposes — information about your transactions and experiences |
No — Vitez Bank has no affiliates that receive this information |
N/A |
| For our affiliates' everyday business purposes — information about your creditworthiness |
No |
N/A |
| For nonaffiliates to market to you |
No |
N/A |
This matches the "no-sale, no third-party marketing" stance already stated in Vitez Bank's general Privacy Policy at vitezbank.com/privacy. To ask questions about sharing, contact us at privacy@vermilionvitez.com.
Who we are
Who is providing this notice? Vermilion Vitez LLC, operating as Vitez Bank, in partnership with Column, N.A., Member FDIC.
What we do
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| How does Vitez Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including encryption in transit and at rest, and identity verification through Plaid before any account is opened. See Vitez Bank's technical fraud/security controls summary for detail. |
| How does Vitez Bank collect my personal information? |
We collect your personal information, for example, when you open an account, complete identity verification, make transfers, or link an external bank account. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes — information about your creditworthiness; affiliates from using your information to market to you; and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing — see Vitez Bank's general Privacy Policy at vitezbank.com/privacy. |
Definitions
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| Affiliates |
Companies related by common ownership or control. Vitez Bank has no affiliates that receive your information. |
| Nonaffiliates |
Companies not related by common ownership or control. This includes Column, N.A. (our chartered bank partner) and Plaid Inc. (our identity verification and account-linking provider), who receive information as necessary to provide Vitez Bank's services. |
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Vitez Bank does not engage in joint marketing. |