Electronic Communications Agreement (E-Sign Consent)
1. Scope of this agreement
This Electronic Communications Agreement ("Agreement") applies to all disclosures, notices, statements, agreements, and other records ("Communications") related to your Vitez Bank account, including but not limited to: account opening disclosures, this Agreement, the Vitez Bank Terms of Use, periodic account statements, transaction confirmations, tax documents, privacy notices, and change-in-terms notices.
By opening a Vitez Bank account, you consent to receive these Communications electronically instead of in paper form.
2. Your right to a paper copy
You may request a paper copy of any Communication by contacting us at info@vermilionvitez.com. There is currently no fee for a paper copy Illustrative. We will provide the paper copy for any Communication delivered to you within the preceding 24 months.
3. Your right to withdraw consent
You may withdraw your consent to receive electronic Communications at any time by contacting us at info@vermilionvitez.com. Illustrative Because Vitez Bank's account-opening and servicing flow currently assumes electronic delivery throughout, withdrawing consent will generally require closing your account, unless we're able to offer an alternative delivery method at that time. Withdrawing consent does not affect the legal validity of Communications delivered electronically before the withdrawal takes effect.
4. Hardware and software requirements
To receive and retain electronic Communications, you need:
- A device with internet access and a current web browser
- A valid, active email address on file with us
- The ability to download and store or print Communications (e.g., a PDF viewer)
We will notify you if these requirements change in a way that affects your ability to access Communications, and we will tell you how to withdraw consent at that time.
5. How we deliver electronic Communications
We may deliver Communications by email, by posting them in your Vitez Bank dashboard, or both. It's your responsibility to keep your email address and contact information current — see Section 6.
6. Updating your contact information
You must promptly notify us of any change to your email address through your Vitez Bank account settings, or by contacting info@vermilionvitez.com. We are not responsible for your failure to receive a Communication if you have not kept your contact information current.
7. Paper Communications we may still send
None currently — Vitez Bank's account opening and servicing flow is fully electronic. Illustrative If a future state or federal requirement obligates us to deliver a specific Communication on paper regardless of E-Sign consent, we'll update this section and notify affected members before that Communication is due.